Wednesday, June 13, 2007

The Stuff That Dreams Are Made Of

Last night I did something that I have only dreamed of doing. I did something that I had originally thought I would have done long ago until the reality of the immensity of the situation set in. Last night I wrote the check that served as the final payment on my credit card. This is not just any credit card, this is THE credit card. The one everyone dreads the thought of having. The one I loved hard until I hated it. I have maintained a high balance on it for years, and for a time (before I started being a traveling nurse, and one of reasons I became a traveling nurse) could barely pay the balance.... and the interest rate crept up... and up.... and up...... and just when I thought it couldn't go any higher, it went up again at one point to 30% (just typing that makes me want to vomit!) I have not actually held this card in over two years, the physical card no longer exists, but its evil trap kept me enslaved.... until last night. As soon as that check clears, I'll be calling MBNA and telling them I no longer need their services or their interest rate or the maniacal "just like cash" checks they send in the mail and asking them to kindly forget my name and that I ever existed!!!!

7 Comments:

Julie Garner said...

Holy Marathon of Posts on your blog! Don't post anything for weeks and then give it to us all in one day. That's cool...you had great things to report.

1) The credit card. One word--FREEDOM! WOW! I stood and cheered for you when I read that. I have been there myself and we are there again. (Not as bad as when I was there alone) Being out of debt is such a burden lifted. Praise GOD!

2) The personal trainer. DOH! I don't know who to feel more sorry for--YOU or HIM?

3) The sticker chart. Dude, I am totally making a sticker chart for myself as soon as I get off your blog. Mine will be "An apple sticker for not eating candy and sweets" and "A raindrop for drinking all my water" and "A star for getting my butt of my chair and moving my body today". Things like that. But I'm totally into stickers and charts! Love it!

Must get back to you with some dates to get together!

Love ya!
Julie

Unknown said...

Beth,

Thanks for the post. It definitely encourages me and definitely spurs me on in the debt area. Thank you friend for encouraging and being a witness to God's faithfulness to help you in the area of finances.

love,
Sara

Anonymous said...

So happy for you! Isn't it rewarding to accomplish something that we set out to do even if it takes two years! It's also humbling to realize that without Gods grace in our lives, we would never be able accomplish anything!

Love ya, Kim

Carol said...

Oh yes I know that feeling well too. Debt! We were there once too in credit card debt. But we made a commitment to pay it every month.
So far so good. So congratulations you worked hard to achieve that and God is glorified through it.
Woo hoo!

cj

Steph B. said...

WAY TO GO!!!!!!!!!!

Oh and by the way This is steph bowman from WV :)

I enjoy reading your blog. We were up in PA in April, but we were there before you got there. Maybe next time we will catch you :)

Lisa said...

CONGRATS!!!!! that is AWESOME!!! i agree with julie....FREEDOM!! well done girlie.....

Anonymous said...

Ummm...its about time you pay off that thing! Don't you love my encouragement???

So does this mean you can start making payments to my credit cards? Do I have to remind you of the number of shoes I purchased for you?
-JK